First Home Scheme

jacob law property solicitors gold line

The property price ceilings for 2026 are as follows:

 

Local Authority AreaHouse Price CeilingApartment Price CeilingSelf-Build Price Ceiling
Cork City€500,000€500,000€500,000
Dublin City
Dún Laoghaire-Rathdown
Fingal
South Dublin
Wicklow County
Galway City€475,000€475,000€475,000
Kildare County
Meath County
Cork County€450,000€450,000€450,000
Galway County
Limerick City and County€425,000€450,000€425,000
Louth County€425,000€425,000€425,000
Waterford City and County€400,000€450,000€400,000
Kerry County€400,000€400,000€400,000
Kilkenny County
Laois County
Mayo County
Westmeath County
Wexford County
Carlow County€375,000€375,000€375,000
Cavan County
Clare County
Donegal County
Leitrim County
Longford County
Monaghan County
Offaly County
Roscommon County
Sligo County
Tipperary County

Source: https://www.firsthomescheme.ie/about-the-scheme/property-price-ceilings 

The FHS property price may be subject to change. For more information and most recent updates visit First Home Scheme: www.firsthomescheme.ie.

Topics covered in the article:

• What it is and how it works • Objectives of the scheme
• How the shared equity works
• Eligibility
• Service charges
• Benefits of the scheme
• Risks and key considerations
• Regional variationa
• Application process
• Legal aspects

Jacob Law LLP, January 2026

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