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10 Things you need to do before selling your house in Ireland

10 things you need to do before selling your house in Ireland

Did you know that the legal process (conveyancing) for selling a house in Ireland requires gathering more documents and forms than a property purchase conveyance? Below are the 10 things you need to start gathering when selling your house.

Step 1: Get in touch with Jacob Law property solicitors specialised in mortgage switch, property purchase and sales

Jacob Law solicitors will guide you through the legal process of selling your house. We offer discounted legal fees for buyers, sellers and mortgage switchers. All our processes are fully transparent and automated. We cover Republic of Ireland and you can meet us online from the comfort of your sofa.

Step 2: Current Mortgage Bank Name and Mortgage Account Number

If your Title Deeds are with a bank, provide your Solicitor with the Bank Name and Account Number.

If you do not have a mortgage on the property, find out where your Deeds are located. They could be still with the Bank, with a previous Solicitor or at home. Prioritise sourcing the Deeds for your Solicitor as this alone can hold up the entire process.

Step 3: Authority signed by you permitting your trusted solicitors, Jacob Law, to obtain the Title Deeds from your original Lender Bank

To expedite this step, contact your current mortgage bank and ask if there is a fee to release the Deeds to Jacob Law. Some Banks charge up to €63, some do not charge. If your Bank is going to apply a charge, find out the quickest way to pay this fee, so it will not hold up release of the Deeds.

Step 4: Copy of Marriage/Civil Partnership Certificate together with copy separation/divorce agreement (if applicable)

Step 5: Evidence of payment of the Non Principal Place of Residence Charge (NPPR)

You will need to show evidence of payment or proof of exemption in relation to the non principal place of residence charge (NPPR). The NPPR charge was an annual charge that was to be paid from 2009 to 2013 in relation to houses that were not the owner’s main residence.

If you lived in the House you are selling during the years 2009 to 2013 you will not have to pay this charge. Source a Bank Statement for each of those years as evidence of same.

Step 6: Details of Water and Drainage Supply (Mains/Septic Tank/Well etc)

If the property has a septic tank you will need evidence of registration. (www.protectourwater.ie)

Step 7: Anti-Money Laundering requirement documents

Photo identification (passport of drivers licence)
Proof of Address (Utility Bill or Bank Statement dated within last 3 months)

Step 8: Local Property Tax printout showing tax paid to current year end

The Seller must pay the local property tax for the full current year.

“Consider paying the LPT immediately to show it is paid for the full current year (it must be paid for the full year up front, before you can sell your house). Once the sale is completed, the buyer refunds this payment to you via the Solicitor.” – Ezfees.ie tip

Step 9: BER Certificate showing the Property’s energy rating

If the property has a septic tank you will need evidence of registration. (www.protectourwater.ie)

Step 10: Details of any Building Work with copies of Planning Permissions and Architect’s Certificates of Compliance

If you undertook any extensions or changes to the house over the years, you must gather the evidence of said works and relevant permissions.

Links that might be useful to you:

10 Things you need to do before selling your house in Ireland